1190 SUGAR BELT DRIVE, St Cloud, FL 34771

• 4 beds |
• 4 baths |
• 3,087 sqft

Property Description

Experience country elegance and modern craftsmanship in this custom-built farmhouse on a full acre—no HOA, no water or sewer bills, and every upgrade you could dream of. Constructed with solid concrete block, this 2004 residence offers 3,087 sq ft of heated living space (4,574 sq ft total under roof), wrapped in timeless curb appeal and thoughtful design. Inside you’ll find solid wood flooring, level 4 drywall finishes, and a chef’s kitchen featuring a gas cooktop, farmhouse sink, quartz counters, and views across the covered lanai to your screen-enclosed pool. The downstairs primary suite has been fully renovated with spa-style finishes, while upstairs you’ll find generous bedrooms, walk-in closets throughout, and abundant storage. Two oversized garages—one a 38’-deep workshop with bathroom and cabinetry, and the other a finished two-car bay with generator interlock—provide parking for up to six vehicles under roof, plus a circle drive in both the front and rear for guests and trailers. A detached, climate-controlled garden house/greenhouse/gym (340 sq ft) with power, water, and HVAC offers the perfect studio, gym, or creative retreat. This property has been meticulously maintained with 2020 roof, new porch roof and screen enclosure (2025), new submersible well pump (2025), new water heater (2022), HVAC (2017) with mini-split in master (2023), fresh paint (2024), and fully renovated kitchen and baths (2023-24). Enjoy your own well and septic, UV water-treatment system, fruit trees, and total privacy—just minutes from Lake Nona, Medical City, and SR 417. Just a short .8 mile walk or golf cart ride away is the Ralph V Chisolm Park along East Lake Toho, with mature oak trees, park benches, a boat ramp, and vibes you'll never want to leave. Good thing your house is just down the street! Bring your cars, boats, and big dreams—this is the CUSTOM farmhouse lifestyle you’ve been searching for, right here in St. Cloud.

Listing Status:

Active

Date Added:

November 11, 2025 at 06:00AM

Listing Office:

ORLANDO PROPERTY ADVISORS : 407-808-3695

Listing Agent:

Justin Pekarek : 407-808-3695

MLS ID:

O6359611

Interior

• General: Built-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomWalk-In Closet(s)
• Rooms: Family RoomFormal Dining Room SeparateGreat RoomStorage Rooms
• Appliances: Built-In OvenConvection OvenCooktopDishwasherDisposalExhaust FanMicrowaveWater Filtration SystemWater Softener
• Laundry: InsideLaundry Room
• Flooring: CarpetCeramic TileWood
• A/C: Central Air
• Heating: CentralRadiant CeilingZoned

Exterior

• General: Rain GuttersSidewalkHeatedIn Ground
• Style: BungalowCraftsmanCustomFloridaRanch
• Other Structures: GreenhouseWorkshopFront PorchRear PorchScreenedPatioCovered
• Pool: GuniteHeatedIn GroundSalt Water
• Parking: BoatDrivewayGarage Door OpenerGarage Faces SideGround LevelGuestOversizedGarageWorkshop in Garage

Construction

• Roofing: Shingle
• Windows: Shutters
• General: BlockCement SidingTwoSlab

Location

• Road/Access: Paved
• Originating MLS: Stellar MLS
• County: Osceola

Lot

• Zoning: OAR1RUNNYMEDE OAK UNREC TRACT 56 AKA RUNNYMEDE BLK 70 THE E 39 FT OF LOT 5 & ALL OF LOTS 67 & 8 THEN THE N 15 FT OF THE E 30 FT OF LOT 12 & THE N 15 FT OF LOTS 9 & 1131-25-31-8000-0001-0560
• View: GardenPoolTrees/Woods
• Fencing: FencedVinyl

Utilities

• Utilities: Cable ConnectedElectricity ConnectedPropaneSprinkler Well
• Water: Well
• Sewer: Septic Tank

Financial

• Source: Stellar MLS
• Ownership: Fee Simple

This listing courtesy of Justin Pekarek, ORLANDO PROPERTY ADVISORS